What is an injury?
To receive compensation, you must be injured at work while performing employment-related duties.
So what does that mean?
Generally, you will have to have been hurt through an event, or series of events stemming from a physical or natural cause on the job.
Which is a legal way of saying you will fall off a ladder, be seriously injured by a ripsaw, injure your back or knees or suffer some other awful work-related calamity.
The injury may result from a wilful and intentional act. However, it cannot be intentionally self-inflicted – that is, you can’t surreptitiously look around to make sure no one is looking and then intentionally smash your thumb with a hammer to get yourself a compensation claim.
Even though mental stress can be serious enough to cause a disability, Workers’ Compensation does not cover mental stress cases unless it is determined to be posttraumatic stress resulting from an on-the-job incident.
You will be compensated if you develop an occupational disease found in a particular trade or occupation or peculiar to your particular employment. But it can’t include an ordinary disease of life.
And some of you will be killed on the job.
In that case, your next of kin will receive compensation for your loss.
And, generous as that settlement may be, it will never be enough.